WEALTH MANAGEMENT

Financial Snapshot

Knowing where you stand today in terms of your finances is the first step in developing any financial plan. By helping you develop a Financial Snapshot, we are able to outline your current situation and assist you in developing attainable goals so that you have a road map to balance your financial needs with your life needs.

Wealth Accumulation

The first phase of helping you attain your goals begins with the accumulation of assets and proper planning for future expenses. How much will the cost of educating your children continue to increase in the future? Are you maximizing your ability to save for retirement? Do you have your current assets structured appropriately to maximize their growth potential? We understand that these are difficult decisions and can assist you in developing a plan that includes:

• Education Funding
• Retirement Planning
• Asset Allocation Planning

Wealth Preservation

Insurance is an important component of preserving wealth for most individuals. How much life insurance should you have and what type of policy best suits your family’s needs? With rising health care costs , will you be able to care for aging parents and still retire on time? When you retire, from which assets should you take distributions to help you meet your income needs? We offer services to help you make these difficult decisions such as:

• Life Insurance Planning
• Risk Management & Insurance
• Asset Distribution Planning
• Asset Protection Planning

Wealth Transfer

The transfer of your assets to loved ones and charities requires not only planning, but also an understanding of complex and dynamic tax laws. As your trusted advisor, we can help guide you through this process to ensure that all your wishes are carefully laid out in an effective estate plan. Let us help you with the following services:

• Estate Organization & Planning
• Business Succession Planning
• Charitable Planning

Achieving your dreams is a life long process. At different stages of your life, you’ll have different financial needs and goals. As you achieve one goal, another will take its place. Therefore, it is important to review your financial plan frequently, especially if a major life change occurs.

Additional services include:
Income Tax Planning
Planning for the divorcing client